Finance your studies with a student loan
Bildungskredit: The German student loan

Unlike BAFöG, a student loan is not dependent on your own, your parents’, your spouse’s or partner’s income. In fact, a student loan can even be combined with other financing options, including BAFöG. You can adapt the loan amount and your monthly instalments to fit your individual needs – while benefiting from low interest and repayment rates.

Student loan details

Advantages of the student loan: 

  • Loan amount between 1,000 and 7,200 euros
  • Flexible payment in amounts of 100 – 300 euros per month, tailored to each student's needs
  • Simple online application process via the Federal Office of Administration
  • Repayment does not begin until four years after first payout
  • Low interest rate

Personal advice on student loans
Would you like some tailored personal advice on the prerequisites, advantages and conditions of taking out a student loan? Our loan brokerage experts are available for you under the contact details mentioned below.

More information on student loans
To find out more, go to the  website of the Federal Ministry of Education and Researchor call the hotline under 0188 83 58 44 92 (office hours Mon – Thu 10:30 am – 1:30 pm and 1.30 pm – 2.30 pm, Fri 10.30 am – 12.00 noon). 

We are happy to help
Contact persons

Amt für Ausbildungsförderung
Universitätsstraße 16
50937 Köln

Send us an email to with your request, your first and last name, the university you are studying at and your telephone number. This is the only way we can assign your email correctly. Your personal contact person will contact you and arrange an appointment with you.