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Finance your studies with a student loan
Bildungskredit: The German student loan

Unlike BAFöG, a student loan is not dependent on your own, your parents’, your spouse’s or partner’s income. In fact, a student loan can even be combined with other financing options, including BAFöG. You can adapt the loan amount and your monthly instalments to fit your individual needs – while benefiting from low interest and repayment rates.

Student loan details

Advantages of the student loan: 

  • Loan amount between 1,000 and 7,200 euros
  • Flexible payment in amounts of 100 – 300 euros per month, tailored to each student's needs
  • Simple online application process via the Federal Office of Administration
  • Repayment does not begin until four years after first payout
  • Low interest rate


Personal advice on student loans
Would you like some tailored personal advice on the prerequisites, advantages and conditions of taking out a student loan? Our loan brokerage experts are available for you under the contact details mentioned below.

More information on student loans
To find out more, go to the → website of the Federal Ministry of Education and Researchor call the hotline under 0188 83 58 44 92 (office hours Mon – Thu 10:30 am – 1:30 pm and 1.30 pm – 2.30 pm, Fri 10.30 am – 12.00 noon).